Shared budget · iOS · Android · web
A trip is a place,
not a category
Fam108 keeps the budget where it actually lives: home, vacation, renovation, your own startup. Each one has its own budget, its own currency, its own end date. Everything stays in sync on phones and on the web, with no bank connections and nothing sent outside.
Not just for families. A couple, roommates, two co-founders — anywhere the money is shared and the wallets are not.
Free forever for a family of two. No card needed.
What's different
Other apps count money. We count life
Any budgeting app can sort receipts into categories. The trouble starts when a family picks up a second life — a vacation, a renovation, a side project. In an ordinary app that's one more line in the category list. In Fam108 it's a separate place with its own wallet.
A trip gets its own budget and its own end date
Goa for two weeks — $3,200 and September 14. The studio — $6,000 a month, with its own account and its own currency. The household budget doesn't drift because of it: every space is counted on its own, and the trip doesn't eat the month.
We don't connect to your accounts
No access to your accounts, no data handed to third parties. You enter expenses yourself — two seconds, three taps. In return you pay for the app, not for somebody to look inside your bank.
A two-person startup is the same case
Shared money, separate wallets and the question of who put in how much work the same way for a family and for two co-founders. A separate space for the project, its own accounts, reimbursements and an export by period.
Edits don't overwrite each other
Two people edit the same entry from different phones — both changes survive, not just the one saved last. An invite is a single code, link or QR.
Features
What the app does
iPhone, Android and the web are the same app. Your data lives on your device and syncs only with your own people.
◈Spaces
- Family, trip, business, renovation — nested inside one another
- Each one has its own budget, currency and end date
- Close a trip and archive it without losing the history
- Face ID on an individual space
◉Family and roles
- Roles owner, adult, child — kids get their own pocket money
- Who spent how much this month — right on the home screen
- Invite by code or link, revoke the code in one tap
- Comments on expenses — the discussion sits with the expense
▤Budgets
- Monthly and weekly, counted separately per space
- What's left in a category is visible right as you enter the expense
- Recurring payments — rent, internet, classes — under “Upcoming”
- Savings goals with round-up change
▦Accounts and money
- Cards, cash, bank accounts, private accounts for a member
- Income and expenses, plus private entries hidden from everyone else
- A photo of the receipt attaches to the expense
- Your own categories with your own emoji and color
◔Analytics
- Views: a month, 3 months, 6 months, a year
- Spending breakdown by category and a “spent vs. earned” trend
- Weekly summary: what went over budget and by how much
- CSV export — always, on any plan
⬢For your own business
- A business space kept apart from the family wallet
- Reimbursements: someone requests, someone approves or declines
- Reports by space and period, and how fast the budget is burning
- Export by space and period for the accountant
Plans
You pay for depth, not for the door
Sync and invites are free on every plan — a family shouldn't have to pay to be together. The paid plan starts where the app has already become necessary: a second space, a third member, a year of history.
Free
$0forever
No card, no time limit
- 1 space — family
- 2 members, as many devices as you like
- Sync and invites
- Unlimited expenses and income
- 9 categories, monthly budgets
- 3 accounts
- 3 months of analytics
- 3 recurring payments, 1 goal
- CSV export
Plus
$29.99a year
or $3.99 a month · save 37% on the annual plan
- Unlimited spaces
- Up to 6 members
- Unlimited accounts, private accounts
- Weekly budgets and per-space budgets
- Receipt photos
- Analytics for 6 months and a year
- Unlimited goals and recurring payments
- Comments, custom categories, Face ID
- Weekly summary
Business
$69.99a year
or $8.99 a month · for your own business
- Everything in Plus
- Business spaces with approvals
- Reimbursements for staff and family
- Reports by space and period, burn rate
- Export for the accountant
- Up to 12 members
- Priority support
Questions
Straight answers
What happens to my data if I stop paying?
Nothing gets deleted. Extra spaces, members and accounts switch to read-only: you still see them, you can still export them to CSV, and they keep syncing — you just can't add anything new until the subscription resumes. We don't delete what you entered by hand.
Why is there no bank connection?
A bank connection means a third party permanently sees every transaction you make. We chose manual entry: three taps per expense, and nobody standing between you and your money. The side effect is a pleasant one — the app costs less than the ones paying for that access.
Is sync really free?
Yes, on every plan, including the free one. A family app that charges you to invite the second person isn't a family app. The free plan is limited to two members, not to working together.
How is this better than a spreadsheet?
It isn't, if you live alone and like spreadsheets. The difference starts when two people run the budget and edit it at the same time from different phones, when you need to keep trip money apart from living money, and when six months later you have to work out where the year went.
Try it on your own family
The free plan is not a demo: a full budget for two, with no cap on the number of expenses and no time limit. Plus is for when a second life shows up.
The web version works right away and in full — it's the same app, not a trimmed-down storefront. The iPhone and Android apps are built and going through release prep; as soon as they're in the stores, the links will be here.